People generally get homeowner’s insurance for the following reasons:
- It acts as a safety net
- You and your family will be protected for liability many exposures
- Your personal property in your home will be insured from many losses
- Your lender may require it
Phillip R. Davis & Associates carefully builds each homeowner’s quote and subsequent policy from detailed information to provide the coverage that best covers each person’s exposures.
Most homeowner’s policies cover fire, lightning strikes, vandalism, theft, and frozen pipes. Your policy will specify what is covered, and Phillip R. Davis & Associates will help you get a policy that covers what you need. We also offer add-ons like flood or earthquake insurance. Our agents are licensed and can assist in getting just the right coverage for your home.